Self-Employed Tax Calculator 2026
This self-employed tax calculator shows how much of your monthly income goes to social contributions and income tax and what stays net. Enter income and expenses, pick the regime: 2026 rules for Latvia, Lithuania, Estonia and Poland.
Calculation settings
Calculation results
Tax burden 0.00%VSAOI (social contributions)
0.00 EUR
Income tax
0.00 EUR
Net income per month
0.00 EUR
*The results are indicative and simplified: not every relief, contribution cap or personal circumstance is taken into account. The exact tax amount is determined by the laws and tax authority of the respective country.
2026 parameters used in the calculation: Latvia
VSAOI 31.07% on at least the 780 EUR/month minimum object plus a 10% pension contribution on profit above it (10% only if profit is below 780 EUR). Income tax 25.5% up to 105,300 EUR/yr and 33% above, after a 550 EUR/month non-taxable minimum; VSAOI is deductible. Micro-enterprise tax: 25% of turnover, expenses not deductible, turnover up to 50,000 EUR/yr.
Frequently Asked Questions
Two parts everywhere: social contributions and income tax. Latvia: VSAOI 31.07% on at least the minimum wage (780 EUR a month), plus 10% pension contribution on the rest. Income tax 25.5% on profit (33% on the part above 105,300 EUR a year). Alternative – micro-enterprise tax 25% on turnover. Lithuania: Sodra 19.5% (VSD 12.52% + PSD 6.98%) on 90% of taxable income. Income tax (GPM) 20%, reduced by a tax credit to effectively 5–20% up to 42,500 EUR a year; 25% and 32% bands above roughly 83,000 and 139,000 EUR. Estonia: social tax 33% on business income net of the tax itself (income ÷ 1.33 × 33%), but at least 292.38 EUR a month. Income tax 22% after social tax and a 700 EUR monthly basic exemption. Poland: ZUS social contributions (1,926.76 PLN a month in full) and a health contribution. Income tax by choice: scale 12%/32%, flat 19% or lump sum 3–17% of revenue.
Latvia: general regime (IIN) or micro-enterprise tax (MUN). MUN is 25% of turnover with no expense deductions, only up to 50,000 EUR a year. With income below the minimum wage (780 EUR a month) or significant expenses the general regime is usually cheaper; with almost no expenses and higher income MUN often wins, but gives less social insurance coverage. Lithuania: 30% flat deduction or actual expenses. The flat 30% needs no documents but Sodra is not deducted separately; actual expenses need documents and also deduct Sodra from the GPM base. Below roughly 30% real expenses the flat method is simpler and usually cheaper. Estonia: one regime (FIE). Social tax 33% on business income (minimum 292.38 EUR a month), income tax 22% after social tax and the 700 EUR monthly basic exemption. Poland: tax scale (12%/32%, 30,000 PLN tax-free, 9% health) suits lower incomes and joint filing; flat 19% (4.9% health) pays off roughly above 150,000 PLN a year with real costs; lump sum 3–17% of revenue with a fixed health contribution suits low-cost services, e.g. 12% for IT. Enter your numbers in each regime and compare.
Mostly yes, but with thresholds. Latvia: below the minimum wage (780 EUR a month) only a 10% pension contribution; above it, full VSAOI 31.07% on at least the minimum wage. Lithuania: health insurance (PSD) of at least 80.48 EUR a month is always due unless insured otherwise; VSD only on actual income. Estonia: a FIE pays social tax of at least 292.38 EUR a month regardless of income, unless exempt (e.g. an employer already pays the minimum). Poland: new businesses pay no social contributions for 6 months (ulga na start) and reduced ones (456.18 PLN) for the next 24 months; the health contribution is always due.
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